In the event of a death of an individual account member, their Capital Credits become payable. In the event of the death of one member on a joint account, that individual's proportionate share of Capital Credits becomes payable.

In either case, we require:

• A copy of the death certificate
• A copy of Personal Representative Appointment papers (if an estate)
• An Indemnity Bond (if no estate)

Once the necessary paperwork has been received, the request for Capital Credit payment is approved at the next monthly board meeting. A check will then be prepared as instructed.

The Indemnity Bond:

• Download the Indemnity Bond Application