Capital Credits

As a nonprofit electric cooperative, SECO allocates its annual operating margins (revenue in excess of expenses) back to its members in the form of Capital Credits. Each year, the Board of Directors reviews the financial condition and the capital purchases budget for the upcoming year to determine how much cash can be used to retire Capital Credits.

Historically, SECO, has aggressively placed operating margins back into the hands of its members. Currently, all years prior to 1997 have been retired. Of twenty-four Montana Electric cooperatives, SECO ranks #1 in the Capital Credits paid to Equity ratio. Of 635 electric cooperatives reporting in the United States, SECO ranks #9 in returning Capital Credits back to its members using the same ratio as a gauge.

If you move, please keep us informed of your address in future years. This will enable us to forward payment when the capital credits are refunded for the year or years of your membership.